Tax Strategies
If you or your child are on the Saving on a Valuable Education (SAVE) income-driven repayment (IDR) plan, you may have recently received a notice from Federal Student Aid. With key legal developments impacting this repayment option, it’s essential to understand what’s changing—and what steps you can
Tax Strategies
The Rule of 72 is one of the most powerful yet overlooked tools in personal finance.
Tax Strategies
On July 4, 2025, President Donald Trump signed the "One Big Beautiful Bill Act," a comprehensive tax and spending package that introduces significant changes to the U.S. tax code and financial landscape. This legislation makes permanent the 2017 Tax Cuts and Jobs Act provisions, introduces new tax b
Tax Strategies
Changes for equity investors and potential actions to consider in response On July 3, 2025, Congress passed and on July 4th the President signed into law the “One Big Beautiful Bill Act” (OBBBA), a sweeping fiscal package aimed at tax reform, business incentives, and federal budget adjustments. Whi
Quarterly Update
Global Market Commentary: Second Quarter 2025 In the second quarter of 2025, U.S. equity markets posted strong gains, buoyed by moderating inflation and resilient investor sentiment despite global trade tensions. A key driver of market movement was the evolving tariff landscape, with newly imposed l
Tax Strategies
As we pass the halfway point of the year—July 2 marks day 183 of 365—it’s the perfect time to pause, reflect, and re-align your financial strategy. A mid-year financial check-in can help you stay on track, adapt to changes, and make the most of the months ahead. Whether you’re planning for retiremen
Tax Strategies
The proposed 2025 Senate tax legislation introduces some of the most sweeping changes to tax policy since 2017—bringing fresh opportunities, potential pitfalls, and new strategies for preserving and growing wealth.
Tax Strategies
The recently released 2025 Social Security and Medicare Trustees Report offers a fresh look at the financial outlook of two of America’s most vital retirement programs. While the report confirms continued pressure on funding, it also underscores the importance of proactive retirement and healthcare
Retirement
Introduction Retirement brings a welcome shift—from saving diligently to drawing down your nest egg. But it also introduces a new risk that many investors overlook: sequence of returns risk. Even if you’ve saved enough and invested wisely, poor market performance in the early years of retirement can
Market Update
Our Perspective Geopolitical events, like the current tensions between Israel and Iran, often trigger short-term market volatility. Historically, these reactions are brief, and markets typically return to their prior trends. We expect this situation to follow a similar path. What’s Happening Hostili
Retirement
Both 1031 and 721 exchanges are valuable tools—but the right fit depends on your financial goals, time horizon, and appetite for active property management.
Market Update
Introduction The U.S. labor market has shown resilience amid economic challenges, but recent data indicates a steady cooling trend. This report provides a detailed, client-friendly overview of current labor market dynamics, broader economic indicators, and their implications for investors and policy