Tax Strategies
Estate planning often extends beyond basic documents such as wills. With recent legislative changes—including provisions commonly referenced as part of the “One Big Beautiful Bill Act (OBBBA)”—federal estate tax exemptions are currently elevated (subject to future legislative change). As a result, m
Tax Strategies
The Section 351 ETF Exchange (often called an "ETF Conversion" or "Seeding") is a sophisticated tax strategy that allows investors to move large, appreciated stock positions into a diversified ETF without triggering immediate capital gains taxes. While it has been a staple for institutional investor
Tax Strategies
Tax law doesn’t change often but when it does, the ripple effects can meaningfully impact how much you owe, how much paperwork you need, and which planning strategies actually matter. For your 2025 tax return (filed in early 2026), several notable updates are now in play following the passage of the
Tax Strategies
For years, you’ve handled it all. You’ve researched the funds, tracked the indices, balanced the spreadsheets, and managed the tax transitions. There is a certain pride in being a "DIY investor"—it requires discipline, intelligence, and a high level of control. But as wealth grows, so does comple
Tax Strategies
We built Rigden Capital Strategies because we were frustrated with what investment management had become. Too often, we saw clients placed into generic portfolios, sold products they didn’t fully understand, and charged fees that weren’t clearly explained. Advice felt transactional, more about speed
Tax Strategies
As 2025 comes to a close, many families, retirees, and business owners are taking a fresh look at their charitable goals. This year is particularly important because the One Big Beautiful Bill Act (OBBBA) introduces meaningful tax changes starting in 2026. These changes affect how charitable deducti
Tax Strategies
In the world of financial planning, we often obsess over asset allocation, tax-loss harvesting, and Roth conversions. However, one of the most potent vehicles for wealth accumulation is frequently disguised as a boring insurance decision: The High Deductible Health Plan (HDHP) paired with a Health S
Tax Strategies
tax planning
Tax Strategies
As the year draws to a close, it’s the perfect time to pause, reflect, and take proactive steps to align your financial life with your goals. A structured year-end review ensures you’re maximizing opportunities for tax efficiency, fine-tuning your investments, and entering the new year with confiden
Tax Strategies
Each fall, the Social Security Administration (SSA) announces the annual Cost-of-Living Adjustment (COLA), which determines how much benefits will increase to help keep up with inflation. For 2026, Social Security benefits are set to increase by approximately 2.8%. While this adjustment is automatic
Tax Strategies
The SECURE Act 2.0, signed into law in late 2022, introduced several updates to retirement and education savings. One provision that has generated particular interest is the ability to roll over certain unused 529 plan funds into a Roth IRA. This rule, effective in 2024, provides families with more
Tax Strategies
Acquiring an existing business is one of the most common reasons entrepreneurs seek small business financing—especially in Colorado, where the economy supports diverse industries like retail, services, and technology. Whether you’re buying into a proven operation or taking over a growing company, un