Tax Strategies - Rigden Capital Strategies

How to Plan Around Concentrated Stock Positions: ISOs and RSUs

A concentrated stock position can be a powerful wealth-building opportunity but it can also create significant risk. Learn how RSUs, ISOs, diversification, and tax-aware planning can help turn equity compensation into long-term financial security.

Estate Planning in 2026: A Practical Framework For Legacy Planning

Estate planning often extends beyond basic documents such as wills. With recent legislative changes—including provisions commonly referenced as part of the “One Big Beautiful Bill Act (OBBBA)”—federal estate tax exemptions are currently elevated (subject to future legislative change). As a result, m

351 ETF Exchange & Its Benefits

The Section 351 ETF Exchange (often called an "ETF Conversion" or "Seeding") is a sophisticated tax strategy that allows investors to move large, appreciated stock positions into a diversified ETF without triggering immediate capital gains taxes. While it has been a staple for institutional investor

2025 Tax Changes You Need to Know Before Filing in 2026

Tax law doesn’t change often but when it does, the ripple effects can meaningfully impact how much you owe, how much paperwork you need, and which planning strategies actually matter. For your 2025 tax return (filed in early 2026), several notable updates are now in play following the passage of the

From DIY Investing to Strategic Design: Why Investors Choose a Professional “Fit”

For years, you’ve handled it all. You’ve researched the funds, tracked the indices, balanced the spreadsheets, and managed the tax transitions. There is a certain pride in being a "DIY investor"—it requires discipline, intelligence, and a high level of control. But as wealth grows, so does comple

“Why We Built Rigden Capital Strategies”

We built Rigden Capital Strategies because we were frustrated with what investment management had become. Too often, we saw clients placed into generic portfolios, sold products they didn’t fully understand, and charged fees that weren’t clearly explained. Advice felt transactional, more about speed

Charitable Planning to Wrap Up 2025: Strategies to Maximize Your Impact and Your Tax Benefits

As 2025 comes to a close, many families, retirees, and business owners are taking a fresh look at their charitable goals. This year is particularly important because the One Big Beautiful Bill Act (OBBBA) introduces meaningful tax changes starting in 2026. These changes affect how charitable deducti

The Stealth Wealth Vehicle: Why We Love The HSA (Under Three Strict Conditions)

In the world of financial planning, we often obsess over asset allocation, tax-loss harvesting, and Roth conversions. However, one of the most potent vehicles for wealth accumulation is frequently disguised as a boring insurance decision: The High Deductible Health Plan (HDHP) paired with a Health S

2026 IRS LIMITS: RETIREMENT ACCOUNTS, HSA, AND FSA LIMITS.

tax planning

Year-End Financial Planning Checklist: Setting the Stage for 2026

As the year draws to a close, it’s the perfect time to pause, reflect, and take proactive steps to align your financial life with your goals. A structured year-end review ensures you’re maximizing opportunities for tax efficiency, fine-tuning your investments, and entering the new year with confiden