Tax Strategies
When it comes to getting behind the wheel of a new vehicle, the decision often comes down to one important question: Should you buy or lease? The right choice depends on your lifestyle, financial goals, and driving habits. Both options have clear advantages and trade-offs—understanding them can help
Tax Strategies
Most retirement savers know that withdrawing from an IRA or 401(k) before age 59½ generally triggers a 10% early withdrawal penalty, in addition to income taxes. In limited cases, however, the IRS allows early access without penalty. One such option is the Substantially Equal Periodic Payments (SEPP
Quarterly Update
As the third quarter of 2025 drew to a close on September 30, the U.S. stock market capped off another period of robust gains, defying seasonal headwinds and broader economic crosscurrents. The S&P 500 advanced 7.8% for the quarter, marking its strongest September performance in over 15 years and ex
Tax Strategies
When it comes to securing your financial future, clarity and trust are non-negotiable. That’s why fee-only financial advice—paired with comprehensive wealth management—offers a powerful framework for long-term success.
Tax Strategies
Understanding rental property taxes means knowing the difference between cash flow and taxable income. Learn how depreciation, mortgage interest, and principal payments impact your bottom line, and why IRS rules can make taxable income much lower than actual cash flow.
Retirement
When it comes to wealth transfer and estate planning, few numbers are as closely watched as the federal estate tax exemption. This figure determines how much wealth can pass free of federal estate tax at death (or through lifetime gifts). With the passage of the One Big Beautiful Bill Act (OBBBA) in
Real Estate
Investing in real estate can be a valuable way to pursue long-term wealth building, depending on individual goals and circumstances. But...
Tax Strategies
When it comes to preparing your tax return, one of the most important decisions you’ll make is selecting the right filing status. Your filing status determines your standard deduction, eligibility for certain credits and deductions, and ultimately how much tax you owe—or how much of a refund you may
Retirement
Each year, Social Security benefits are adjusted to help retirees, survivors, and individuals with disabilities keep pace with rising costs. These adjustments—known as Cost-of-Living Adjustments (COLAs)—are tied to the Consumer Price Index (CPI), which tracks inflation. What Is COLA? Since 1975, Soc
Tax Strategies
When Congress passed the 2025 “One Big Beautiful Bill” (OBBB), the headlines came fast and loud. Some news outlets and even a Social Security Administration (SSA) email suggested that the new law would eliminate federal income taxes on Social Security benefits. That claim spread quickly—but it isn’t
Tax Strategies
Starting a new financial advisory relationship is an important step, and at Rigden Capital Strategies, we want every client to feel confident, comfortable, and supported from day one. Our onboarding process is designed to be clear, collaborative, and focused on building a strong foundation for your
Market Update
As an investment advisory firm, we are always keeping a close eye on economic indicators that can impact your portfolio. The latest labor market data, hot off the press from August 2025, paints a sobering picture that demands our attention. Federal Reserve Chair Jerome Powell’s recent focus on the l