Market Update
As anticipated following its most recent policy meeting, the Federal Reserve announced a 25 basis point reduction in its benchmark interest rate today. This marks the second consecutive monthly cut, bringing the federal funds rate target range to 3.75%–4.00%. In a complementary move, the Fed also si
Tax Strategies
Each fall, the Social Security Administration (SSA) announces the annual Cost-of-Living Adjustment (COLA), which determines how much benefits will increase to help keep up with inflation. For 2026, Social Security benefits are set to increase by approximately 2.8%. While this adjustment is automatic
Tax Strategies
The SECURE Act 2.0, signed into law in late 2022, introduced several updates to retirement and education savings. One provision that has generated particular interest is the ability to roll over certain unused 529 plan funds into a Roth IRA. This rule, effective in 2024, provides families with more
Other
How Liquid Cash Protects Your Long-Term Strategy A sound financial plan isn’t just about growth — it’s also about resilience. Market fluctuations, medical expenses, or household repairs can occur without warning. That’s why maintaining an emergency reserve is a critical part of any financial strateg
Tax Strategies
Acquiring an existing business is one of the most common reasons entrepreneurs seek small business financing—especially in Colorado, where the economy supports diverse industries like retail, services, and technology. Whether you’re buying into a proven operation or taking over a growing company, un
Market Update
Key Takeaway: Investor sentiment is bullish but not euphoric, with recent market discussions centered on valuations and potential risks in AI-related financing. While some cautionary signals are emerging, markets reflect optimism for growth, though a short-term pullback may be healthy after a signif
Tax Strategies
As families begin receiving their 2025–26 college tuition bills, the strategies for covering costs may look very different from prior years. The One Big Beautiful Bill Act (OBBBA) introduced new loan limits for students and parents, creating both challenges and opportunities for planning ahead. With
Market Update
In the volatile world of financial markets, few periods capture the tension between exuberance and caution quite like the summer of 2025. August delivered yet another robust performance for risk assets, with small- and mid-cap stocks, alongside value-oriented plays, stealing the spotlight. Even bond
Market Update
As we navigate the complexities of 2025, investors face a landscape defined not just by cyclical economic swings but by profound structural shifts. Four megatrends—artificial intelligence (AI), infrastructure buildout, demographic changes, and deglobalization—stand out as transformative forces with
Tax Strategies
October 8th is World Financial Planning Day — a global reminder of the value of taking time to review your financial goals and strategy. Whether you’re just getting started or refining a well-established plan, it’s a great opportunity to pause and ask: Is my financial plan still aligned with the lif
Real Estate
Real estate investors often put tremendous energy into finding and financing the right property. Yet many underestimate the importance of the exit strategy. How you leave an investment can be just as impactful as how you enter it. Done thoughtfully, the exit can provide liquidity, unlock higher valu
Tax Strategies
For retirees who give charitably, Qualified Charitable Distributions (QCDs) are one of the most tax-efficient ways to support a cause. Starting in 2025, the IRS is making an important update that simplifies how these charitable IRA distributions are reported—reducing confusion and potential tax erro