Joshua Rigden

Joshua Rigden

Market Update: Ending 2025 Strong

As we close the books on 2025, investors find themselves standing before a familiar "Wall of Worry." Headlines are filled with anxieties ranging from government debt levels and political changes to lingering fears about inflation. It is natural to feel cautious in this environment. However, experien

“Why We Built Rigden Capital Strategies”

We built Rigden Capital Strategies because we were frustrated with what investment management had become. Too often, we saw clients placed into generic portfolios, sold products they didn’t fully understand, and charged fees that weren’t clearly explained. Advice felt transactional, more about speed

Your Medicare IRMAA Guide For Retirement and More

Retirement is supposed to be the time you stop worrying about income, but for many higher earners, Medicare throws a curveball: IRMAA.

The Stealth Wealth Vehicle: Why We Love The HSA (Under Three Strict Conditions)

In the world of financial planning, we often obsess over asset allocation, tax-loss harvesting, and Roth conversions. However, one of the most potent vehicles for wealth accumulation is frequently disguised as a boring insurance decision: The High Deductible Health Plan (HDHP) paired with a Health S

Market Update: No, This Isn't a Bubble Bursting—It's Just a Quick Reality Check

Lately, many investors have been concerned about tech stocks dropping and talk of a big "bubble" ready to pop. But let's take a moment to breathe—it's not as bad as it seems. What we're seeing is just a normal pause where people rethink their excitement. Stocks have been strongly climbing, and these

2026 IRS LIMITS: RETIREMENT ACCOUNTS, HSA, AND FSA LIMITS.

tax planning

Market Update: Fed's Latest Moves and What They Mean for Your Portfolio

As anticipated following its most recent policy meeting, the Federal Reserve announced a 25 basis point reduction in its benchmark interest rate today. This marks the second consecutive monthly cut, bringing the federal funds rate target range to 3.75%–4.00%. In a complementary move, the Fed also si

Small Business Loans - A Starting Guide

Acquiring an existing business is one of the most common reasons entrepreneurs seek small business financing—especially in Colorado, where the economy supports diverse industries like retail, services, and technology. Whether you’re buying into a proven operation or taking over a growing company, un

Market Update: October 2025

Key Takeaway: Investor sentiment is bullish but not euphoric, with recent market discussions centered on valuations and potential risks in AI-related financing. While some cautionary signals are emerging, markets reflect optimism for growth, though a short-term pullback may be healthy after a signif

Navigating Market Resilience: Unpacking the Rally, Labor Signals, and Fed Easing in a Shifting Landscape

In the volatile world of financial markets, few periods capture the tension between exuberance and caution quite like the summer of 2025. August delivered yet another robust performance for risk assets, with small- and mid-cap stocks, alongside value-oriented plays, stealing the spotlight. Even bond