Market Update
As we cross the threshold into the middle of 2026, the financial landscape continues to present a fascinating, interconnected puzzle. Managing capital in a dynamic economy requires us to look past the day-to-day noise of cable news and social media, and instead focus deeply on structural economic realities. The core
Retirement
In an effort to help families build long-term financial security for children, Congress introduced a new type of savings vehicle through the One Big Beautiful Bill Act (OBBBA): Trump Accounts.
Quarterly Update
The first three months of 2026 delivered a sudden and sobering wake-up call to global financial markets. High optimism for artificial intelligence and imminent interest rate cuts quickly collided with reality. Geopolitical tensions spiked energy prices, the AI boom faced physical infrastructure limi
Tax Strategies
Estate planning often extends beyond basic documents such as wills. With recent legislative changes—including provisions commonly referenced as part of the “One Big Beautiful Bill Act (OBBBA)”—federal estate tax exemptions are currently elevated (subject to future legislative change). As a result, m
Tax Strategies
The Section 351 ETF Exchange (often called an "ETF Conversion" or "Seeding") is a sophisticated tax strategy that allows investors to move large, appreciated stock positions into a diversified ETF without triggering immediate capital gains taxes. While it has been a staple for institutional investor
Retirement
The Hidden Concentration Inside the S&P 500 If you’ve invested in an S&P 500 index fund, it can feel like you own a small piece of the entire American economy. Technology companies, banks, consumer brands, industrial firms, and energy companies are all represented in a single index. For many investo
Market Update
Geopolitical Escalation and Capital Markets From a historical perspective, geopolitical shocks have often created short-term volatility but have not always resulted in lasting structural damage to capital markets. Initial reactions in risk assets can be sharp, but those moves frequently moderate as
Tax Strategies
Tax law doesn’t change often but when it does, the ripple effects can meaningfully impact how much you owe, how much paperwork you need, and which planning strategies actually matter. For your 2025 tax return (filed in early 2026), several notable updates are now in play following the passage of the
Quarterly Update
As we close the book on 2025, the stock market gave investors a solid, if not euphoric, finish. The final three months of the year were characterized by steady gains rather than an explosive rally, pushing the total returns for 2025 to respectable double-digit levels. The S&P 500 (a good measure of
Market Update
As we close the books on 2025, investors find themselves standing before a familiar "Wall of Worry." Headlines are filled with anxieties ranging from government debt levels and political changes to lingering fears about inflation. It is natural to feel cautious in this environment. However, experien
Tax Strategies
We built Rigden Capital Strategies because we were frustrated with what investment management had become. Too often, we saw clients placed into generic portfolios, sold products they didn’t fully understand, and charged fees that weren’t clearly explained. Advice felt transactional, more about speed
Retirement
Retirement is supposed to be the time you stop worrying about income, but for many higher earners, Medicare throws a curveball: IRMAA.