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Tax Strategies

Student Perspective: Will My Roth IRA Hurt My Financial Aid?

If you’re a student with a custodial Roth IRA from summer jobs or side gigs, you’re already ahead financially. But when applying for college financial aid, you might be wondering: Could that Roth IRA hurt your eligibility? Here’s what you need to know before filling out the FAFSA or CSS Profile. FAF

Parent Perspective: Does My Roth IRA Impact My Child’s Financial Aid?

As a parent, you’ve done the responsible thing: saved for retirement in a Roth IRA, and maybe even kept it in mind as a backup for college expenses. But if your child is applying for financial aid, you might be wondering: Will my Roth IRA hurt their eligibility? Here’s how your Roth IRA is treated u

Dollar Cost Averaging (DCA)

Dollar cost averaging is an investment strategy where you contribute a fixed amount of money at regular intervals—regardless of market conditions.

Medicare: Eligibility, Enrollment Periods, and How It All Fits Together

Navigating Medicare can feel overwhelming at first glance—but it doesn’t have to be. Whether you’re nearing age 65 or helping a loved one prepare, understanding the core components of Medicare can help you make confident, informed decisions about your health coverage in retirement. Here’s a breakdow

What Borrowers Need to Know About the SAVE Plan Forbearance Update

If you or your child are on the Saving on a Valuable Education (SAVE) income-driven repayment (IDR) plan, you may have recently received a notice from Federal Student Aid. With key legal developments impacting this repayment option, it’s essential to understand what’s changing—and what steps you can

Understanding the Rule of 72: How Compounding Can Impact Investment Growth

The Rule of 72 is one of the most powerful yet overlooked tools in personal finance.

Key Highlights in Trump’s "Big Beautiful Bill" and Their Impact on Your Finances

On July 4, 2025, President Donald Trump signed the "One Big Beautiful Bill Act," a comprehensive tax and spending package that introduces significant changes to the U.S. tax code and financial landscape. This legislation makes permanent the 2017 Tax Cuts and Jobs Act provisions, introduces new tax b

Five Key Impacts of the One Big Beautiful Bill Act

Changes for equity investors and potential actions to consider in response On July 3, 2025, Congress passed and on July 4th the President signed into law the “One Big Beautiful Bill Act” (OBBBA), a sweeping fiscal package aimed at tax reform, business incentives, and federal budget adjustments. Whi

Mid-Year Money Check: 7 Smart Financial Moves to Make in July

As we pass the halfway point of the year—July 2 marks day 183 of 365—it’s the perfect time to pause, reflect, and re-align your financial strategy. A mid-year financial check-in can help you stay on track, adapt to changes, and make the most of the months ahead. Whether you’re planning for retiremen

What the proposed 2025 Tax Law Means for Your Wealth: A Client’s Guide to Financial Readiness

The proposed 2025 Senate tax legislation introduces some of the most sweeping changes to tax policy since 2017—bringing fresh opportunities, potential pitfalls, and new strategies for preserving and growing wealth.